by ivraatiems
4 subcomments
- I have had people show up at my house to ask if it was for rent, based on a fake post on Facebook using photos from Zillow from before my home was sold.
My realtor helped me get the photos taken down, but the Facebook ads for it are up to this day. Facebook completely ignores any and all attempts by me to report this malfeasance -- even though these ads literally have my personal home address on them!
It's a huge safety risk to me and not due to anything I did whatsoever; all I did was buy a house that was on the market and then move into it. It's a nightmare.
by emptybits
14 subcomments
- 1. Author lost me at his first sentence: "Like most people, I’ve had my identity stolen once or twice in my life." I am careful and aware of this possibility, but AFAIK I have not experienced this, nor have "most people" I know. o_O Crazy times.
2. I don't even understand how a title transfer could happen without verifying ownership. Is the title system in the USA decentralized or that much different than elsewhere? i.e. Torrens-style
- What about sinking 3 2x4s into the ground and nailing a 4x8 sheet of plywood with a tastefully painted sign indicating the property is not for sale?
It won't stop everyone but any realtor doing due diligence will likely see it. If is lasts long enough, it will show up on Google street view as well.
- Somewhat common in the UK as well, example: https://www.bbc.co.uk/news/uk-england-beds-bucks-herts-63392... (It took him 4 years to recover possession https://www.bbc.co.uk/news/articles/cwygv79n8x1o)
Here you can register with the Land Registry and they will email you if any enquiries or attempted sales happen on your property: https://www.gov.uk/protect-land-property-from-fraud
by DannyPage
3 subcomments
- Owning a vacant lot far from where you live seems to come with some risks. In Hawaii, a woman found out that a house was built on the wrong lot and inspectors missed it until the completed house was being sold. I'm curious if there are other proactive measures folks could take to ensure that doesn't happen to their land.
https://www.sfgate.com/hawaii/article/hawaii-home-built-on-w...
by lateforwork
0 subcomment
- In the US identity theft is easier than in other countries because financial transactions are designed to be convenient, not safe. You can sell a property you own, or move your entire Fidelity savings to another bank, all without showing up in person.
- A friend owned farm land in India, he moved to Canada.
The property deed was in his name.
Someone in India, with fraudulent documents "sold" his land.
He only came to know about it when he next visited India. Unfortunately he could not do much.
There are people who will actively look through property records - if the person is not a local resident ( lives internationally ), then they are prime targets.
This was a decade ago - things have gotten a lot better with digital records and India's Universal ID system. But I did not realize, something like this was possible in the US.
by dclowd9901
7 subcomments
- > He gave me the standard line: 2-3 weeks if I hear from anyone.
> I never heard from anyone.
What is the FBI doing if they're not working on cases like this or domestic terrorism/mass shootings? We continue to have both classes of crimes in droves.
by estsauver
2 subcomments
- This was extremely common as a scam in Kenya, the solution there was an extraordinarily simple tactic:
Put up a big "This property is not for sale" sign on the land.
by Waterluvian
3 subcomments
- > Like most people, I’ve had my identity stolen once or twice in my life.
Is there a term for this deceitful language tactic? “Everybody knows that…” “It’s obvious that…” I think this one aggravates me the most because I feel targeted and lumped in with a group I’ve put effort into not being a part of.
by marssaxman
1 subcomments
- For years now I have been regularly receiving unsolicited offers to buy 560 Bluefields Street SE, an undeveloped lot in Palm Bay, Florida. Whether the land is actually for sale, I have no idea; I've never been anywhere near the place, and cannot imagine why anyone would believe I owned land there. I wish I could somehow redirect the speculators who won't stop pestering me to scammers like the ones in this tale, so they would leave me in peace and all go harass each other instead.
I suspect that the speculators are scammers anyway: they never respond to my questions.
- > He also provided a fake email for my brother: alexanderedwardenenson@out-look.com. Notice the subtle misspelling — “Benenson” without the second “n” in the email, and the hyphenated “out-look.com” domain.
Surely you meant "'Benenson' without the “b” in the email, and the hyphenated 'out-look.com' domain"?
by tgsovlerkhgsel
1 subcomments
- What's unclear to me from the blog post is whether this is a problem for the property owner, or only for the buyers/attorneys/relators/insurances involved on the other side of the scam?
It seems like in most cases the scammer pockets the earnest money deposit and that's it, in some cases, the buyer thinks they actually bought the property but they haven't actually (how does that work in terms of the deed?)
Seems like the worst case outcome for vacant land is "free house"?
Edit: based on the comments, the problem for the property owner is the headache and cost associated with cleaning the mess up. You don't lose the property but a fraudulent title change (?) can actually end up in the registry, which can be cleaned up but is a major PITA.
by angry_octet
2 subcomments
- The best remedy for this is a Land Title Registry, which is a secure database of who owns a parcel of land, and a mandated verification of identity (VoI) standard. You no longer require title deeds, notaries, or title insurance. It isn't totally proof against sophisticated social engineering and gullibility of course, but it is a lot safer.
For registry titles you can also add caveats, that require sign-off from another party before transactions can occur. Unfortunately the contact address is still purely snail mail, no email or phone numbers. If you title has a bank mortgage that will appear as a caveat, requiring the debt to be discharged before it can be removed, and that also involves more ID verification.
https://en.wikipedia.org/wiki/Torrens_title
https://www.firstlinks.com.au/why-our-torrens-title-property...
- Who was the 222nd commentator?
https://imgur.com/a/i5YQ2c4
by kevin_thibedeau
1 subcomments
- Since you've discovered law enforcement isn't interested in enforcing the law, you need to set up your own sting and get the scammer to show up where you can arrest them after they commit a crime in your presence.
by jdkfishekc
0 subcomment
- There's a pretty interesting Japanese show called Tokyo Swindlers that covers some real estate fraud in Tokyo. Not particularly realistic as far as I know but I enjoyed it.
- For UK readers, the government land registry alert service can alert you if anyone attempts to mortgage sell properties youve registered with it:
https://www.gov.uk/guidance/property-alert
- Sadly, incredibly common. It's a shame we don't have better protections for this by now.
Here's another I remember reading recently. I feel sorry for both parties and not sure how I think that should be adjudicated...
https://www.businessinsider.com/property-fraud-lawsuit-fairf...
by joshuaheard
0 subcomment
- On Zillow, you can claim ownership of a property. I'm not sure what notices they give, but I would definitely do that.
by maciekkmrk
2 subcomments
- Is this something a title insurance could help with?
by ChrisMarshallNY
0 subcomment
- Is this what happened with Graceland?
- I wonder if you could take a lien against yourself, it would show up for any potential buyer...
- Another story of a title transfer scam: https://podcasts.apple.com/us/podcast/title-pirates/id290783...
- Does title insurance cover it if the sale actually goes through?
- Needs to be a new HTTP status code to go along with 418. Never mind that it doesn't start with the right number.
Also I'm sure glad that scammer didn't manage to buy that cannon!
by 1970-01-01
1 subcomments
- 6. If questioned, they disappear.
Seems like this isn't really a problem? Who sells land without questions?
by pseudohadamard
0 subcomment
- >slightly awkward phrasing (“Hi good morning”)
That's a dead giveaway that you're talking to an ESOL European, "hello good morning" or "hello good evening".
- Periodic reminder that "identity theft" is the financial system gaslighting you into thinking their poor decisions are your fault.
by stackedinserter
0 subcomment
- You know what? Fuck this guy. And that one who found a 4-bedroom house on his land that he haven't used for decades.
They didn't do anything with their land and doesn't have any plans for it for the foreseeable future. It's not like a snowblower that sits in your garage unused. It's land, a piece of planet. If you own it, you should use it for something. If you don't, return it back to people.
by MarginalGainz
0 subcomment
- [dead]
- This doesn't make sense, earnest money would be in escrow until the title clears. The scammer would never have access to the earnest money, nor would it ever get transferred to them unless the buyer took too long to close, or didn't come up with funds?? Like the title company would almost have to be involved for this to work.
Like most people, I’ve had my identity stolen once or twice in my life.
Huh? It's not as common. I don't think I've been victim of it ever, unless it's way more common in some other countries?Much less on a property deal where identity and ownership are heavily scrutinized.
by clarkmoody
0 subcomment
- The FBI won't get involved unless it's politically advantageous.
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